(New) Do financial institutions ask customers who order tonkatsu about their health? According to a principle set by the Financial Services Agency, financial institutions should “understand the customer's asset status, experience of tr… 2025-09-29 Noriyuki Morimoto Compensation for drivers of change In corporate HR systems, compensation is predetermined, and therefore includes an element of expected contribution. Compensation based on expectation … 2025-09-16 Noriyuki Morimoto Investment is not to own assets Investing in stocks and bonds is not the same as buying securities. Securities as investment assets are instruments that represent property rights, an… 2025-09-01 Noriyuki Morimoto The risk of investing is the risk taken for a prosperous life Asset formation is not an absolute necessity, but rather a means to achieve a more prosperous, better, and enjoyable life. Asset formation for retirem… 2025-08-18 Noriyuki Morimoto Advanced humans over advanced robots According to the customer-centric approach promoted by the Financial Services Agency, before financial institutions offer products such as investment … 2025-08-04 Noriyuki Morimoto What to say when asked what you do As long as we view occupations in terms of expertise, there is no such occupation as a corporate employee: one’s occupation would be defined by the fi… 2025-07-22 Noriyuki Morimoto The leisured but unhappy life of “window-side people” In a company, many employees end up not being promoted to senior management positions. Under Japan’s seniority system in the past, such sidelined empl… 2025-07-07 Noriyuki Morimoto No growth without innovation, no growth even with innovation Karl Marx argued that the self-propagation of capital is the growth engine of the capitalist economy. He predicted that as capital accumulates, the ra… 2025-06-23 Noriyuki Morimoto The futile attempt to put a price on work There are jobs for which the price of the work is objectively fixed. A typical example is contracting for simple tasks, but there are also many cases … 2025-06-09 Noriyuki Morimoto Art banking and the art of investment Art banking is a financing method where art is the collateral: essentially high-end pawning. At the end of the day, art collection is a kind of hobby.… 2025-05-26 Noriyuki Morimoto 123…26»