(New) Rent or buy? The costs are the same. According to financial theory, things that have the same economic effect in terms of the function of housing must be equivalent in value. Therefore, i… 2024-11-11 Noriyuki Morimoto Because you can’t use imperatives to your customers When asking a customer to do something, it is a very basic rule of commerce that you state what the benefit is for the customer to meet the request. T… 2024-10-28 Noriyuki Morimoto The role of external directors as laypersons in the business External directors are recognized as key players in corporate governance reform. But given that they are neither insiders nor experts in the company’s… 2024-10-15 Noriyuki Morimoto Are you making your own bets in asset management? Professionals are individuals who ensure the quality of their service by dedicating their work to their clients, always striving for self-improvement … 2024-09-30 Noriyuki Morimoto Financial Gerontology and the Potential of Insurance In a hyper-aged society like Japan, increased longevity must be the cornerstone of growth strategy, even if this sounds paradoxical. In finance, the e… 2024-09-17 Noriyuki Morimoto The pursuit of professionalism In fields that require highly specialized expertise, one is not able to operate a business or manage an organization without the relevant knowledge an… 2024-09-02 Noriyuki Morimoto Why do we talk about occupation to describe ourselves? Why do people refer to their occupation to explain who they are? To start with, what is an occupation? As long as we live, we will always consume t… 2024-08-19 Noriyuki Morimoto The kindness of refusing a loan There is an old Japanese saying that means “not lending money is a form of kindness.” It implies that even when you are able to lend money, and even i… 2024-08-05 Noriyuki Morimoto The necessity of home economics behind the use of financial functions In order to live abundantly in retirement, you need to invest a certain percentage of your income to accumulate wealth during your working years, so t… 2024-07-22 Noriyuki Morimoto From financial institutions to financial functions The current FSA is committed to holding the perspective of the users of financial services, i.e., the public. In other words, the role of the FSA is n… 2024-07-08 Noriyuki Morimoto 123…24»