(New) Sophistication of finance and sophistication of housing In a super-aging society, we can no longer afford to take a consumer-centric approach in housing, allowing homes to be discarded after single use as d… 2025-02-17 Noriyuki Morimoto Working to put food on the table is a necessary evil, which makes it productive As long as we live, we always consume, and as long as we are consuming, we are always earning income to fund our consumption. Therefore, if occupation… 2025-02-03 Noriyuki Morimoto From anxiety-based frugality to abundant consumption through asset formation The Financial Services Agency (FSA) encourages the working population to build assets for an abundant life in retirement. This is natural since consum… 2025-01-20 Noriyuki Morimoto When you make your purpose in life your profession Each person has various aspects of self. The self as a member of a family, the self as an active member of a local community, the self as a member of … 2025-01-06 Noriyuki Morimoto The Real Risks of Equity Investment The risk of stock price fluctuation is an unavoidable risk that comes with investing in publicly traded stocks, but it is not an intrinsic risk. The i… 2024-12-23 Noriyuki Morimoto Investing isn’t risk-taking, it’s chance-taking Since risk is just a synonym of uncertainty, investment risk is, on the one hand, the possibility of loss, but on the other hand, it is the chance or … 2024-12-09 Noriyuki Morimoto Customer Orientation is Employee Orientation The issue of working-style reform is not one of physical working hours, but of mental working hours. Long hours of tedious work, which is in no way en… 2024-11-25 Noriyuki Morimoto Rent or buy? The costs are the same. According to financial theory, things that have the same economic effect in terms of the function of housing must be equivalent in value. Therefore, i… 2024-11-11 Noriyuki Morimoto Because you can’t use imperatives to your customers When asking a customer to do something, it is a very basic rule of commerce that you state what the benefit is for the customer to meet the request. T… 2024-10-28 Noriyuki Morimoto The role of external directors as laypersons in the business External directors are recognized as key players in corporate governance reform. But given that they are neither insiders nor experts in the company’s… 2024-10-15 Noriyuki Morimoto 123…25»