Competition does not create innovation, but fosters innovation Does racing make people faster runners? Supposing it does, is that an innovation? Is setting a world record the result of competition with others, or … 2019-12-16 Noriyuki Morimoto From lending money to lending goods When it comes to bank loans, if banks are to ensure that they truly meet the customer’s needs, they will ultimately have to revisit the purpose of the… 2019-12-02 Noriyuki Morimoto The Corporate Culture of “You Can Do Anything” Even with globalization, each country has different histories, laws, regulations, and customs. In order to penetrate a certain market deeply, a policy… 2019-11-18 Noriyuki Morimoto When speculation collides with speculation Managed futures is a type of investment product which makes the most of futures markets of commodities as well as financial assets including interest … 2019-11-05 Noriyuki Morimoto Fun investment becomes rich investment Suppose you want to treat yourself to a luxury trip in a few years and start building assets towards that goal. Deliberating on how you would manage w… 2019-10-21 Noriyuki Morimoto Insurance is not about gain or loss As people have lifespans, death is a certain fact that can happen somewhere in a large group. However, you can’t tell who in the group is going to die… 2019-10-07 Noriyuki Morimoto The adventurer does not take risks Adventurers do not take risks. The reason to say so is that in the adventurer's mind, danger is recognized as completely controllable, and their attit… 2019-09-24 Noriyuki Morimoto How to treat people fairly like splitting a cake There is an easy way to divide a cake fairly between two people: one of them cuts it in two as they like, and the other chooses the preferred piece. … 2019-09-09 Noriyuki Morimoto Formation of a common language to discuss risks The core factor of the risk appetite framework is the creation of a risk culture. Culture is the scope within which various values are shared. Convers… 2019-08-26 Noriyuki Morimoto Modern management theory learned from JNR’s compliance tactic There used to be an entity called the Japanese National Railway, abbreviated as JNR. It was split up and privatized to become the current JR companies… 2019-08-13 Noriyuki Morimoto 123»
