If you protect the fruit trees, they will naturally produce fruit In dairy, keeping cows is for the aim of milking them. Cows amount to fruit trees and milk to fruit. Dairy farmers take good care of cows in the same … 2021-02-22 Noriyuki Morimoto Business risk and moral hazard The relationship between insurance and moral hazard is a classic issue. For example, insurance that pays for failing an exam induces moral hazard by i… 2021-02-08 Noriyuki Morimoto