To foster a risk culture The current state of the management of financial institutions is that they are simply taking the risks allowed by regulations, to the extent allowed b… 2023-08-07 Noriyuki Morimoto Confusion between risk-taking and risk management in finance In order to conduct any kind of business, it is impossible to avoid the risks inherent in that business. Such risks are intrinsic to the business, and… 2023-07-10 Noriyuki Morimoto What is a bank? The basis of the risk appetite framework consists of the full execution of intentional risk-taking that defines the fundamental nature of the business… 2022-10-31 Noriyuki Morimoto Essential risk-taking can put banks out of the banking business An enterprise is an entity that identifies its purpose and methods to take conscious and intentional risks in its business. The execution of this intr… 2022-08-08 Noriyuki Morimoto Future of the Japanese insurance industry What is fundamental risk-taking in insurance? One approach is to regard the risks unique to insurance as the subject of fundamental risk-taking, while… 2020-10-12 Noriyuki Morimoto Risk-taking and risk management The issues of corporate management can be summarized into the follows: Has the company clarified the risks it consciously takes to achieve business ob… 2020-03-02 Noriyuki Morimoto Formation of a common language to discuss risks The core factor of the risk appetite framework is the creation of a risk culture. Culture is the scope within which various values are shared. Convers… 2019-08-26 Noriyuki Morimoto Fostering Risk Culture The risk appetite framework defines the risks that should be taken consciously in order to carry out the specific business objectives and strategies o… 2019-07-16 Noriyuki Morimoto The crisis of Japan’s financial industry without risk taking In finance, risk taking is easily confused with risk management. Looking at the actual business of financial institutions, the risks they take are wit… 2018-10-09 Noriyuki Morimoto The Risk Appetite Framework of FSA Commissioner Mori Financial regulations demand financial institutions to comply with extremely elaborate and lengthy numerical standards as preparation for expected los… 2018-07-17 Noriyuki Morimoto 12»
