Business sustainability is joy No matter what product a seller offers, and even before considering what the customer says, commerce cannot be moral unless the seller can first say w… 2023-11-27 Noriyuki Morimoto To reject a mortgage application in the customer’s genuine interest No one wants to take out a mortgage loan. What people want is housing, not a mortgage. Since the reason we need housing is that we need a place to liv… 2023-11-13 Noriyuki Morimoto