Unbundling and Re-bundling Insurance In the past, the main offering in life insurance was endowment insurance, which combines savings with insurance. In finance, such practices of combini… 2024-02-19 Noriyuki Morimoto Debt personnel and capital personnel The greatest challenge for corporate human resources is the appointment and treatment of individuals capable of actions that deliver positive results.… 2024-02-05 Noriyuki Morimoto