Nation and Territory, Company and Vision A company, in whatever form or nature of business, is a group of people organized according to some principle, and is defined by its people and princi… 2022-05-16 Noriyuki Morimoto Investment is fundamentally different from speculation What separates investment from speculation is rationality of judgment and conservatism. But investment can easily fall into speculation, as it is much… 2022-05-02 Noriyuki Morimoto The Art of Deciding on What You Can’t Decide Institutional investors are investing entities that have a decision-making body at the top of the organization and underlying asset management teams c… 2022-04-18 Noriyuki Morimoto Fintech’s path from privacy protection to utilization Student loans are assumed to be repaid from the student’s future income after they start working. Students who graduate with high grades from universi… 2022-04-04 Noriyuki Morimoto The essence of investing in a nutshell An asset is something that generates cash flow, and the value of an asset is the present value of future cash flow. The value of real estate is the… 2022-03-22 Noriyuki Morimoto Financial moral hazard is inevitable Every business has its own risks, but risks inherent in the core business cannot be insured. Insurance can only be established for risks that are inci… 2022-03-07 Noriyuki Morimoto Investment and Speculation in Real Estate Investing in real estate is to invest in the income generated from renting out the property. Therefore, real estate that does not generate rent income… 2022-02-21 Noriyuki Morimoto Investment and Speculation in Managed Futures Futures are objects of speculation on the one hand, but on the other hand, they are extremely important hedging instruments for producers of crops and… 2022-02-07 Noriyuki Morimoto The bank’s commitment to the borrower When the performance of a company suffers, in order for a bank that lends money to the company to be able to provide support at the right timing and i… 2022-01-24 Noriyuki Morimoto Pricing a job Salaries and other forms of compensation by a company are given in turn for some kind of achievement. Since achievement is the result of some kind of … 2022-01-11 Noriyuki Morimoto «1…45678…23»