Essential risk-taking can put banks out of the banking business An enterprise is an entity that identifies its purpose and methods to take conscious and intentional risks in its business. The execution of this intr… 2022-08-08 Noriyuki Morimoto The Joy and Creation of Mere Mortals In the beginning, God created the perfect world at once, and that was the end of creation. The world is complete under the wisdom of God, and therefor… 2022-07-25 Noriyuki Morimoto The Appeal of Low-Liquidity Assets In investment, liquidity is the ability to sell an asset immediately at a reasonable price. Liquidity is an advantage because salability is an importa… 2022-07-11 Noriyuki Morimoto Why the poison of speculation is needed in society There was a time when commodity futures in Japan were associated with azuki (red) beans, which were known as the red demon. The price of azuki bean fu… 2022-06-27 Noriyuki Morimoto Finance to survive COVID-19 Airlines used to own aircraft, but nowadays they lease aircraft from leasing companies. The leasing of transportation equipment, including aircraft as… 2022-06-13 Noriyuki Morimoto To buy rare books online at low prices For a person who loves books and collects books as a hobby, the joy of acquiring a book one has sought for many years is immeasurable. While the searc… 2022-05-30 Noriyuki Morimoto Nation and Territory, Company and Vision A company, in whatever form or nature of business, is a group of people organized according to some principle, and is defined by its people and princi… 2022-05-16 Noriyuki Morimoto Investment is fundamentally different from speculation What separates investment from speculation is rationality of judgment and conservatism. But investment can easily fall into speculation, as it is much… 2022-05-02 Noriyuki Morimoto The Art of Deciding on What You Can’t Decide Institutional investors are investing entities that have a decision-making body at the top of the organization and underlying asset management teams c… 2022-04-18 Noriyuki Morimoto Fintech’s path from privacy protection to utilization Student loans are assumed to be repaid from the student’s future income after they start working. Students who graduate with high grades from universi… 2022-04-04 Noriyuki Morimoto «123»