Financial Gerontology and the Potential of Insurance In a hyper-aged society like Japan, increased longevity must be the cornerstone of growth strategy, even if this sounds paradoxical. In finance, the e… 2024-09-17 Noriyuki Morimoto Unbundling and Re-bundling Insurance In the past, the main offering in life insurance was endowment insurance, which combines savings with insurance. In finance, such practices of combini… 2024-02-19 Noriyuki Morimoto Philosophical Thought on Public Pension Fairness The public pension system is a mutual aid system based on the impossibility of knowing one's remaining life. Therefore, if a person dies before the ag… 2021-05-10 Noriyuki Morimoto Insurance is not about gain or loss As people have lifespans, death is a certain fact that can happen somewhere in a large group. However, you can’t tell who in the group is going to die… 2019-10-07 Noriyuki Morimoto The Origin of the Myth that Japanese Prefer Savings to Insurance Insurance companies are strictly defined as companies that run insurance businesses by regulation, so they cannot handle savings products that don… 2018-02-26 Noriyuki Morimoto