Philosophical Thought on Public Pension Fairness The public pension system is a mutual aid system based on the impossibility of knowing one's remaining life. Therefore, if a person dies before the ag… 2021-05-10 Noriyuki Morimoto Student loan terms should become better the harder you study Since students usually lack income and therefore the ability to pay off debt, lending them money would basically go against the principle of finance. … 2021-04-19 Noriyuki Morimoto The mission of insurance is to eliminate its need Since reduction of traffic accidents is in the customer's interest, automobile insurance should be designed in a way that motivates voluntary efforts … 2021-04-05 Noriyuki Morimoto Matching contribution and compensation A company’s treatment of people must consider compensation according to their contribution. The meaning of this is that the accumulated contribution a… 2021-03-22 Noriyuki Morimoto Foolish experts and wise amateurs Any business has an essential set of expertise, but the pursuit of expertise can eventually lead to the hubris and selfishness of experts. Some che… 2021-03-08 Noriyuki Morimoto If you protect the fruit trees, they will naturally produce fruit In dairy, keeping cows is for the aim of milking them. Cows amount to fruit trees and milk to fruit. Dairy farmers take good care of cows in the same … 2021-02-22 Noriyuki Morimoto Business risk and moral hazard The relationship between insurance and moral hazard is a classic issue. For example, insurance that pays for failing an exam induces moral hazard by i… 2021-02-08 Noriyuki Morimoto Negligence in the name of long-term management Under the name of long-term investment, corporate pension funds often have the policy of maintaining a certain allocation of assets regardless of chan… 2021-01-25 Noriyuki Morimoto Cash is king When a financial crisis hits, real estate companies suffer slower sales, and their cash flow quickly deteriorates due to the difficulty of raising fun… 2021-01-12 Noriyuki Morimoto If you catch a cold, do you eat less and work more? The key to treating a cold is to treat it early. Take a rest and eat nutritious food so it doesn't get worse. By contrast, if you catch a cold and dec… 2020-12-21 Noriyuki Morimoto «1…89101112…24»
