The bank is under no obligation to lend money Banks have the right to follow their own screening standards and decide whether or not to lend money to the applicant. Banks are under no obligation t… 2021-12-13 Noriyuki Morimoto Because trading options is a crime Gambling is a crime. Horse racing is gambling, which is originally deemed a criminal act, but it is specifically legalized under the Horse Racing Law.… 2021-11-29 Noriyuki Morimoto Putting all your assets in one basket “Don't put all your eggs in one basket” is an old saying about diversified investment. It means that you should put each of your eggs in separate bask… 2021-11-15 Noriyuki Morimoto Procyclicality and the function of government Procyclicality refers to a state where a change that occurs in one direction triggers further changes in the same direction. For example, the price… 2021-11-01 Noriyuki Morimoto Why robots are trusted more than people at financial institutions Under the FSA's customer-oriented approach, when offering investment trusts, financial institutions are supposed to have an understanding of their cus… 2021-10-18 Noriyuki Morimoto The decision of a sage or the council of the mediocre In modern society, collective rule by ordinary people is the principle, and there is no room for a wise person’s dictatorship. By separating the execu… 2021-10-04 Noriyuki Morimoto The manager’s job is to bet To choose is to bet. In business management, and more fundamentally in people's lives, one specific action is always being chosen from among multiple … 2021-09-21 Noriyuki Morimoto The philosopher’s risk taking, the fool’s risk management The risk of stock price volatility is an unavoidable and involuntary risk when investing in listed stocks, but it is not a fundamental risk. The funda… 2021-09-06 Noriyuki Morimoto No customer tells the bank the truth Suppose you have a small sum of money on deposit, and the bank asks whether you have a particular purpose for it, no one will give a straight answer. … 2021-08-23 Noriyuki Morimoto The Financial Services Agency’s questions are orders While the Financial Services Agency (FSA) states the importance of dialogue with financial institutions, given its position as supervisory authority w… 2021-08-10 Noriyuki Morimoto 123»
