On Not Enjoying Work in Japan Fraudulent business is sustainable if the people involved don’t think it’s fraudulent. But when the customer is emotionally harmed at some point, that… 2017-05-08 Noriyuki Morimoto Bushido and the Death of Banks A bank is defined to be a bank by accepting deposits. Without those deposits, banks cease to exist. The deposit function bundles payment and saving fu… 2017-04-17 Noriyuki Morimoto TEPCO’s Growth Strategy Leads to Fukushima At the end of last year, the Japanese government announced its recommendation for TEPCO’s reform regarding the Fukushima nuclear disaster. Its main ob… 2017-04-03 Noriyuki Morimoto Unbundling Trust Banks The trust bank is a business structure unique to Japan which bundles banking and trust businesses. Recently there was news that the Japan Financial Se… 2017-03-21 Noriyuki Morimoto Japan’s Financial Reform: Downsizing Banks, Expanding Investment Management When Japan was recovering from World War II, following the loss of whatever wealth was accumulated pre-war, meeting the huge demand for funding was a … 2017-03-06 Noriyuki Morimoto Why “Japan-style lending exclusion” is Deemed Japanese The Japan Financial Services Agency (JFSA) has raised the issue of “Japan-style lending exclusion”. This refers to the situation in which entities “wi… 2017-02-20 Noriyuki Morimoto The Scientific Approach of Japan’s Financial Administration The new Strategic Directions and Policies announced by the Japan Financial Service Agency (JFSA) refer to “lending exclusion”. The meaning of it is “u… 2017-02-06 Noriyuki Morimoto Japan’s Investment Trust Reform Has Started At Last It was unfortunate that investment trusts in Japan were started as a securities firms’ business. This led to a very strong assumption that the sales c… 2017-01-27 Noriyuki Morimoto Behind JR Kyushu’s IPO JR Kyushu has finally granted its long-time wish of going public. But it is not widely known that there was some strong criticism against JR Kyushu fo… 2017-01-10 Noriyuki Morimoto The Color of Money in Japanese Banks The top three megabanks in Japan have differently colored signs: red, blue and green, but in no way this difference represents the differentiation of … 2016-12-19 Noriyuki Morimoto «1…1819202122…24»